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He has zero savings and many maxed-out credit cards.

www.chathamdailynews.ca

Two in five are saving less than they did last year and the proportion of adults with zero savings (39%) has been on the rise for two years.

business.time.com

Half of people 55 years of age or older, have zero savings for retirement.

www.realclearpolitics.com

A think tank says about 90% of rural households and 86% of urban households have zero savings.

www.freemalaysiatoday.com