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credit granting N INV-FIN

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However, lenders make credit granting decisions based on both ability to repay a debt (income) and willingness (the credit report) as indicated by a history of regular, unmissed payments.
en.wikipedia.org
Failure by the consumer to do so could provide the credit provider with a complete defence to an allegation of reckless credit granting.
en.wikipedia.org
Obviously, as with the case of credit granting, sales were given top priority by managers and sales people alike, while credit and collections took a noticeable back seat.
en.wikipedia.org
Previously only credit granting agencies who suffered monetary losses where considered victims.
en.wikipedia.org
What the complaints process doesn't usually cover are bank policies such as credit granting policies, interest rate settings or service charges and fees.
www.thestar.com

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